In Getting That First Mortgage – We Belong
I think when we grow up, if we’ve had a stable upbringing, say both parents around, a comfortable home and no violent neighbours or family disruptions, it can lead us to be a little complacant about what we want when we grow up. It can be all to easy to assume we will be able to have a similar house with a garden and a family of our own. In these uncertain times, neither is going to be handed on a plate. Our financial obligations start from studenhood. That student loan for getting a degree is the first wake up call that adult hood as arrived. Fortunately it doesn’t get counted as a debt when applications are made for credit, particularly the most important application – for the mortgage. Or for funding to renovate a special property. Getting that first home is the biggest struggle. It is so worth it when we move into our first home – be it new build or a small terraced starter home!